{"id":91375,"date":"2025-05-20T01:44:58","date_gmt":"2025-05-20T04:44:58","guid":{"rendered":"https:\/\/www.radioamigavallenar.cl\/?p=91375"},"modified":"2025-05-20T01:44:58","modified_gmt":"2025-05-20T04:44:58","slug":"cchc-celebra-aprobacion-de-subsidio-a-tasa-hipotecaria","status":"publish","type":"post","link":"https:\/\/www.radioamigavallenar.cl\/?p=91375","title":{"rendered":"CChC celebra aprobaci\u00f3n de subsidio a tasa hipotecaria"},"content":{"rendered":"

El <\/span>gremio <\/span>valor\u00f3 <\/span>la <\/span>nueva <\/span>ley <\/span>que <\/span>reduce <\/span>el <\/span>costo <\/span>de <\/span>los <\/span>cr\u00e9ditos <\/span>hipotecarios <\/span>para <\/span>la <\/span>compra <\/span>de <\/span>la <\/span>primera <\/span>vivienda, <\/span>destacando <\/span>su <\/span>impacto <\/span>en <\/span>el <\/span>acceso <\/span>habitacional, <\/span>la <\/span>reactivaci\u00f3n <\/span>del <\/span>sector <\/span>inmobiliario <\/span>y <\/span>la <\/span>generaci\u00f3n <\/span>de <\/span>empleo.<\/span><\/strong><\/p>\n

La <\/span>C\u00e1mara <\/span>Chilena <\/span>de <\/span>la <\/span>Construcci\u00f3n (<\/span>CChC)<\/span> valor\u00f3 <\/span>la <\/span>reciente <\/span>aprobaci\u00f3n <\/span>del <\/span>proyecto <\/span>de <\/span>ley <\/span>que <\/span>crea <\/span>un <\/span>subsidio <\/span>a <\/span>la <\/span>tasa <\/span>de <\/span>inter\u00e9s <\/span>de <\/span>cr\u00e9ditos <\/span>hipotecarios<\/span>, <\/span>destacando <\/span>su <\/span>importancia <\/span>para <\/span>facilitar <\/span>el <\/span>acceso <\/span>a <\/span>la <\/span>vivienda <\/span>y <\/span>dinamizar <\/span>el <\/span>mercado <\/span>inmobiliario.<\/span><\/p>\n

El <\/span>presidente <\/span>del <\/span>gremio, <\/span>Alfredo <\/span>Echavarr\u00eda<\/span>, <\/span>sostuvo <\/span>que <\/span>esta <\/span>medida <\/span>\u201c<\/span>representa <\/span>una <\/span>oportunidad <\/span>significativa <\/span>para <\/span>muchas <\/span>personas <\/span>que <\/span>necesitan <\/span>acceso <\/span>a <\/span>una <\/span>vivienda\u201d<\/span>, <\/span>y <\/span>enfatiz\u00f3 <\/span>la <\/span>necesidad <\/span>de <\/span>una <\/span>implementaci\u00f3n <\/span>r\u00e1pida. \u201c<\/span>Confiamos <\/span>en <\/span>que <\/span>se <\/span>traduzca <\/span>en <\/span>cr\u00e9ditos <\/span>accesibles <\/span>para <\/span>quienes <\/span>esperan <\/span>esta <\/span>medida, <\/span>beneficiando <\/span>tambi\u00e9n <\/span>al <\/span>sector <\/span>inmobiliario <\/span>al <\/span>impulsar <\/span>su <\/span>reactivaci\u00f3n\u201d, <\/span>indic\u00f3.<\/span><\/p>\n

Este <\/span>lunes, <\/span>la <\/span>C\u00e1mara <\/span>de <\/span>Diputadas <\/span>y <\/span>Diputados<\/span> aprob\u00f3 <\/span>la <\/span>iniciativa <\/span>con <\/span>129 <\/span>votos <\/span>a <\/span>favor <\/span>y <\/span>una <\/span>abstenci\u00f3n<\/span>, <\/span>luego <\/span>de <\/span>incorporar <\/span>las <\/span>modificaciones <\/span>propuestas <\/span>por <\/span>el <\/span>Senado. <\/span>El <\/span>proyecto <\/span>qued\u00f3 <\/span>listo <\/span>para <\/span>su <\/span>promulgaci\u00f3n <\/span>como <\/span>ley.<\/span><\/p>\n

Su <\/span>objetivo <\/span>principal <\/span>es <\/span>facilitar <\/span>la <\/span>compra <\/span>de <\/span>la <\/span>primera <\/span>vivienda<\/span>, <\/span>especialmente <\/span>para <\/span>familias <\/span>de <\/span>clase <\/span>media, <\/span>mediante <\/span>un <\/span>subsidio <\/span>que <\/span>reducir\u00e1 <\/span>el <\/span>monto <\/span>total <\/span>de <\/span>los <\/span>dividendos <\/span>hipotecarios.<\/span><\/p>\n

La <\/span>iniciativa <\/span>contempla <\/span>subsidios <\/span>para <\/span>la <\/span>adquisici\u00f3n <\/span>de <\/span>viviendas <\/span>nuevas <\/span>de <\/span>hasta <\/span>4.000 <\/span>UF<\/span> (<\/span>alrededor <\/span>de $<\/span>156 <\/span>millones), <\/span>e <\/span>incluye <\/span>una <\/span>rebaja <\/span>de <\/span>hasta <\/span>60 <\/span>puntos <\/span>base <\/span>sobre <\/span>la <\/span>tasa <\/span>hipotecaria<\/span>.<\/span><\/p>\n

Se <\/span>proyecta <\/span>la <\/span>entrega <\/span>de <\/span>50.000 <\/span>subsidios<\/span>, <\/span>de <\/span>los <\/span>cuales <\/span>6.000 <\/span>estar\u00e1n <\/span>destinados<\/span> a <\/span>beneficiarios <\/span>de <\/span>los <\/span>programas <\/span>habitacionales <\/span>DS-<\/span>15 (<\/span>2024)<\/span> y <\/span>DS-<\/span>19 (<\/span>2016)<\/span>.<\/span><\/p>\n

El <\/span>Ministerio <\/span>de <\/span>Hacienda<\/span> tendr\u00e1 <\/span>la <\/span>atribuci\u00f3n <\/span>de <\/span>definir <\/span>tasas <\/span>de <\/span>referencia<\/span> por <\/span>tipo <\/span>de <\/span>instituci\u00f3n <\/span>financiera, <\/span>con <\/span>el <\/span>fin <\/span>de <\/span>garantizar <\/span>que <\/span>los <\/span>recursos <\/span>lleguen <\/span>efectivamente <\/span>al <\/span>beneficiario <\/span>final <\/span>y <\/span>no <\/span>sean <\/span>absorbidos <\/span>por <\/span>las <\/span>entidades <\/span>financieras.<\/span><\/p>\n

Alfredo <\/span>Echavarr\u00eda <\/span>subray\u00f3 <\/span>que <\/span>esta <\/span>medida <\/span>ser\u00e1 <\/span>clave <\/span>para <\/span>reducir <\/span>el <\/span>actual <\/span>stock <\/span>de <\/span>105.000 <\/span>viviendas <\/span>disponibles<\/span>, <\/span>lo <\/span>que <\/span>permitir\u00e1 <\/span>a <\/span>las <\/span>empresas <\/span>retomar <\/span>inversiones <\/span>detenidas. \u201c<\/span>Esto <\/span>contribuir\u00e1 <\/span>a <\/span>la <\/span>reactivaci\u00f3n <\/span>econ\u00f3mica, <\/span>generar\u00e1 <\/span>empleos <\/span>y <\/span>mejorar\u00e1 <\/span>la <\/span>situaci\u00f3n <\/span>general <\/span>del <\/span>pa\u00eds\u201d, <\/span>se\u00f1al\u00f3.<\/span><\/p>\n

La <\/span>ley <\/span>tambi\u00e9n <\/span>busca <\/span>incentivar <\/span>la <\/span>construcci\u00f3n <\/span>de <\/span>nuevos <\/span>proyectos <\/span>habitacionales<\/span>, <\/span>lo <\/span>que <\/span>representa <\/span>un <\/span>est\u00edmulo <\/span>adicional <\/span>para <\/span>el <\/span>sector <\/span>en <\/span>un <\/span>escenario <\/span>econ\u00f3mico <\/span>desafiante.<\/span><\/p>\n

Adem\u00e1s <\/span>del <\/span>subsidio <\/span>hipotecario, <\/span>el <\/span>proyecto <\/span>incorpora <\/span>un <\/span>programa <\/span>de <\/span>garant\u00edas <\/span>para <\/span>la <\/span>recuperaci\u00f3n <\/span>productiva <\/span>regional<\/span>, <\/span>que <\/span>iniciar\u00e1 <\/span>su <\/span>aplicaci\u00f3n <\/span>en <\/span>la <\/span>Regi\u00f3n <\/span>del <\/span>B\u00edo <\/span>B\u00edo<\/span> como <\/span>parte <\/span>de <\/span>las <\/span>medidas <\/span>de <\/span>apoyo <\/span>frente <\/span>al <\/span>cierre <\/span>de <\/span>la <\/span>sider\u00fargica <\/span>Huachipato<\/span>. <\/span>Este <\/span>programa <\/span>podr\u00e1 <\/span>extenderse <\/span>a <\/span>otras <\/span>regiones <\/span>del <\/span>pa\u00eds <\/span>bajo <\/span>criterios <\/span>t\u00e9cnicos.<\/span><\/p>\n

La <\/span>CChC<\/span>, <\/span>que <\/span>particip\u00f3 <\/span>en <\/span>la <\/span>formulaci\u00f3n <\/span>inicial <\/span>de <\/span>la <\/span>propuesta <\/span>junto <\/span>al <\/span>Gobierno, <\/span>reiter\u00f3 <\/span>su <\/span>compromiso <\/span>con <\/span>pol\u00edticas <\/span>p\u00fablicas <\/span>que <\/span>equilibren <\/span>el <\/span>acceso <\/span>a <\/span>la <\/span>vivienda <\/span>con <\/span>el <\/span>crecimiento <\/span>econ\u00f3mico<\/span>. \u201c<\/span>Confiamos <\/span>en <\/span>que <\/span>su <\/span>implementaci\u00f3n <\/span>sea <\/span>r\u00e1pida\u201d, <\/span>concluy\u00f3 <\/span>Echavarr\u00eda, <\/span>valorando <\/span>el <\/span>trabajo <\/span>conjunto <\/span>entre <\/span>el <\/span>sector <\/span>p\u00fablico <\/span>y <\/span>privado.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

El gremio valor\u00f3 la nueva ley que reduce el costo de los cr\u00e9ditos hipotecarios para la compra de la primera vivienda, destacando su impacto en… <\/p>\n","protected":false},"author":6,"featured_media":91377,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[37],"tags":[],"class_list":["post-91375","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nacional"],"_links":{"self":[{"href":"https:\/\/www.radioamigavallenar.cl\/index.php?rest_route=\/wp\/v2\/posts\/91375","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.radioamigavallenar.cl\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.radioamigavallenar.cl\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.radioamigavallenar.cl\/index.php?rest_route=\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.radioamigavallenar.cl\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=91375"}],"version-history":[{"count":1,"href":"https:\/\/www.radioamigavallenar.cl\/index.php?rest_route=\/wp\/v2\/posts\/91375\/revisions"}],"predecessor-version":[{"id":91378,"href":"https:\/\/www.radioamigavallenar.cl\/index.php?rest_route=\/wp\/v2\/posts\/91375\/revisions\/91378"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.radioamigavallenar.cl\/index.php?rest_route=\/wp\/v2\/media\/91377"}],"wp:attachment":[{"href":"https:\/\/www.radioamigavallenar.cl\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=91375"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.radioamigavallenar.cl\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=91375"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.radioamigavallenar.cl\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=91375"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}